I'd have to disagree with you about a lender's ability to evaluate the merits of a particular deal---I may have not presented a compelling argument for involvement on this post, but numbers don't lie and the numbers are the basis of all loan decisions...I'm going to bed before I make another mistake (like piss off the moderator)---My apologizes to MikeOH for the bad form...Regards,Scott MillerOriginally posted by "Ryan Webber":Scott, I think you miscalculated there.The Debt Service Coverage Ratio (NOI / DS) = 1.33 in the example you provided.

My lawyer disagrees.

They said they disagree with me, said "their" broker has not found any lease violations, and therefore wouldn't help me put up eviction notices because tenants are still paying rent. 

People will disagree but the bottom line is i pulled up the averages for mine on those platforms and we do full accounting so we know within $100 what we do in our homes and the comparison and reporting that air and vrbo use isnt accurate because its only worrying about capturing that public information. a lot of people have failed because they rely on that..

If you disagree with their appraisal, pay for your own. 

I can disagree without being disrespectful. 

You already suggested that you would not raise it this year if they disagreed so obviously you do not prioritising income.

I know of some turnkey providers there that still have deals, all positive cash flow, so I disagree with J Scott that there are no positive cash flow deals.

I disagree that you can ever be too detailed. 

Allentown is still rough but others more familiar may disagree and may see a change I am not aware of.