I would not cash out a retirement account.I would take your STR income and use the profits to pay down the money you borrowed for the STR downpayment.Leverage low interest Stafford loans for college.

Currently at Primerica Convention in Atlanta.

If that is the case I would recommend a conversation and perhaps a revision to the current lease. 

That error is low flow on the water.

And when you look back, you'll realize that you lost even more because of low rents, the amount of time and effort you spent dealing with them, and they are likely to leave you with more expenses once they finally get out.Save yourself the heartache.

We are dealing with a non-paying tenant and I am not happy with how our current manager is handling the situation.Thanks

There are things you can do to keep costs low if you choose to go that route so I wouldn't let price deter you.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

.” - does the last point mean that CO passive losses used in prior years (not just previous year or current year) for offsetting passive income at federal level can be used to offset CO passive income in current year if they were not used for offsetting CO passive income in prior years (because there was no CO passive income in prior years)?

And what is your current situation?