Mariah, I was in no way attempting to be offensive but to open yoru eyes to the fact that these things are better left to the pros.You like doing taxes, great!

Being a criminal is jaywalking or whatever Mike was saying.

No offense to your attorney, but I doubt he knows much about non-conventional lenders.

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Can someone recommend a way to check criminal only? 

From me, that's pretty good, you know my issue is that people don't get the basics, some never do, their thinking begins to fall into a mechanical process rather than really understanding matters that could make their business much easier.I don't endorse anyone on BP, no offense, as close as I've gotten is with some compliance and note types.

If you get the paperwork, and you find that the tenant did sign as the owner, It may actually be a criminal thing. 

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No offense, but I think you should refer this to a short sale expert.

There are laws in most states that prevent criminal damage and owner's can be charged with a felony if found guilty.