This gives me confidence and the credibility when talking to people about real estate.

I don't have much money, but I do know about urban and regional planning, transportation, municipal government, facility management (capital infrastructure), Bay Area culture and politics, data analysis, and computer programming.Happy to meet in person over coffee or over skype.Currently reading: Loopholes in Real Estate

See, perhaps, the lender lien is yielding priority to a property tax lien (government).

Always research and if you want to lookup an agents credibility you can do so on the Florida Department of Business and Professional Regulations website. https://www.myfloridalicense.com/wl11.asp?

Accelerated depreciation has always been a tool by the government to encourage people to invest in equipment and even real estate.  

That is a third party affiliation by the NAR.The GREC governs licenses laws and protecting the interests of the general public for GA.You can be a broker or agent in GA and not be a REALTOR.  

@Matthew VorceWhile you can shop for a title insurer, the cost of the title insurance is likely governed by state law.  

You only need to worry about FICO scores when applying for conventional / FHA / Fannie loans through government regulated banks.

So, in hindsight, you should lose all credibility on these forums.

Personal Guarantees should not be a worry for a credible investor.