First Duplex Closing Costs

[Matthew Vorce]

Hello BP!

I am working on closing my first duplex deal in Mount Clemens Michigan. The duplex is 2 - 3/1 units with a price of just over 100k. The loan I am using is an FHA loan with 3.5% down. I received the closing cost details for my loan which is pictured below. Below are a few questions I have about the closing costs.

1. Under Section C, there is listed"Lender's Title Insurance" and "Settlement or Closing Fee". Do these fees seem reasonable or should I be shopping around for a lower price?

2. The homeowner's insurance is estimated at $100 a month. Does this seem reasonable?

3.Where do people recommend getting homeowners insurance in Michigan?

4. Under "Calculating Cash to Close" it lists "Sellers Credits" as -1735$. Are these credits due to the 3% concessions that I negotiated with the deal?

5. Anything else seem out of place with these closing costs?

Thanks!