If you slapped that on the mortgage of the first property, the numbers now look like this:65000 x 0.4 x 0.088 =2,28865000 x 0.6 x 0.043 = 1,677For a total of 3,965, or an improvement of 585/yr.But if you used the 13,000 as the down payment on another property like the first, then instead of increasing your income by 585/yr, you'd increase it by 3,380.I'm at work, so I don't have my spreadsheets for checking my numbers and I may well have goofed something, but that's the basic gist.Hope this helps.

I found the forums lacking on evaluating growth investments alone (perhaps this is more about "investing" than speculation).Please also let me know how to get my basics down on RE investing - references to books, CDs, online tutorials, whatever you think might help.

One of the lots they paid over $300k for, the other is basically someones front yard.

Geoffrey,Basically, the broker is the one who has a relationship with the client (the buyer or seller).

He said it was 'basically evil'.

I then just spin up a quick website with the form in it and some basic text and images.

The MLS is being picked bone dry by a massive influx of investors(new and more experience)as well as the hedge funds out there.The old fashion ways to find properties are starting to become more viable in the current RE markets.

So I picked the "retirement" fund and basically let someone else manage it.I want to know everything there is to know about subject to, land contracts, land trusts, etc.

I have enough basic knowledge to know I can do this.

So you are basically saying dont worry about getting the loan paid off asap, just focus on banking the extra money and putting it forth into future investments correct?