I just wanted to know if that would raise any red flags with the bank in your oppinion.

I've attended a few trustee sales at the court house steps and starting to recognize some of the regulars. The people who seem to be bidding on the majority of homes look just a couple steps above homeless. I'm not ju...

Red Flags x1000!

You are still looking for someone who can get a loan, but this opens you up to people who think they can't get a loan or who just need a house that's nice enough or a deal that's good enough to push them along.Here is a link to one of my craigslist ads for your reference: http://toledo.craigslist.org/apa/2521071494.html.Note the big, bold, red letters that say you must have a 600+ credit score to qualify.

All of the ones that missed out will be chompin at the bit next time you have something because they will know you are a real player and not just a newbie.Good luck man!!

A little bit more about me, I'm a television executive and cello player, single mom of 1 year old baby twins.

@Kimberly Miller find the largest possible mirrors for the bathrooms and use them...use red mulch for the landscaping of the house to give it an elegant look before entering so before they even enter it looks pretty buyers that are looking to live in the house just want a pretty looking house and thats a great way to grasp them if there driving by/see it online (usually the first picture) or when they come to view it.Also pick an elegant backsplash for the kitchen and make sure the cabinets in the kitchen are brown not any other color.

I think I am spoiled by the potential in my area that I feel a deal that clears 20% ROI would feel like a giant loss I just can't see how to be in the red, not trying to bring you down at all just would like to hear the numbers and see where the loss is.

Yellow paper, red ink...its been tried and tested over and over again, stick with what works. 

If the appraisal came back wildly different from the sales price, either up or down, that is a red flag...it is not of any concern when it comes back at the sales price.