Most DSCR loans will carry a  5-year penalty, so I suggest waiting until that is over before paying more than your minimum payment , or you will incur additional fees. 

I think I moved too slow, although I was using that time to flip properties in Denver to build up additional capital.  

This is probably your best bet with the banks, but requires additional thought on your part to figure out what works.

The cost of the repairs the tenants are responsible for is an additional $4,526 after taking thier full security deposit ($2,775). 

@Carline LafailleBuying a property with little to no money down is indeed possible, and there are various strategies you can explore.

Still getting acclimated with the site, so I haven't had the chance to explore the store yet. 

However, we will certainly explore that route. 

Additionally, what type of service or experience would be most helpful to you with the lender, contractors, or business partners you work with?

In addition, people generally plan to have modestly lower income in retirement and pay a bit less taxes.

There are many things that could be overlooked as part of the renovation on fire-damaged properties.As far as additional things to consider in the rehab: The challenge with fire damaged properties is that there is more than meets the eye.