Putting 18-year-olds living away from home for the first time together for 4 years is a relatively new tradition.

Should've bought a Lottery ticket also;-)

Individual Private Investors, commonly referred to as "Angel Investors" are generally interested in receiving higher returns on their investments than they can make through "traditional" means such as mutual funds or on the stock market.

Are you trying to do a traditional refinance or a loan mod?

I suppose I would be looking for a traditional 30-year mortgage.  

I halfway agree with @Lane Kawaoka, with one edit: (Traditional Rental Properties) in Seattle are not going to work for cash-flow.

Accordingly, American Home is currently experiencing a hindering of access to its traditional credit facilities.

I have had both traditional "businesses" and I now have a Real Estate Business.

Lastly, his point about interest rates, borrowers that can't qualify traditionally should be charged higher rates considering the risk.

However direct mail marketing to individuals in foreclosure is a new and completely different market and psychology than the traditional markets I am used to.