@Cristian PortilloDepending on the loan type you are looking for, you should be able to find rates between 3.5-5.5%.Term, LTV, FICO, DSCR, etc... all play a role in determining what rate you will qualify for.  

You won't find a good answer on this as there are too many outside variables at play. 

I will absolutely live there once the lease is up, so I’m not trying to play games.

The parcel was super cheap and I bought it on a gamble without much due diligence.

It is called a financial model; play with a BP calculator and adjust purchase price, rehab cost and rent until you have a fincial model that works.

Any opinions on when a new construction might be our best play for our next home we owner occupy and plan to rent?

@Zack Francis The Phoenix metro is an appreciation play. 

Since most people are on the side of the new normal and continuously low inventory forever and always going forward I'll play the bear case just so you know the other side of the coin.From a bear perspective the risks in the market are in the US dollar losing value due to rising inflation and foreign investments turning away from our market.

But I'm wondering if there is a better way to go about it and set up the long term play.

Hello all, I am new to the community and searched through the forums for plug-and-play property management spreadsheets with no luck.