Ultimatley, in theory a one-stop shop should offer you the most comprehensive sustainable results, you want the boutique Turnkey provider in your case.

@Dhru Das@Crystal Smith A clarification; the 90 days is from the execution of the deed to the seller, until the "signing of a purchase contract that results in FHA financing". 

(Bonus – segment your database by city, timeframe, type or price range for better results.)9.)

Improved bank balance sheets along with favorable tailwinds of rising property values have resulted in banks and thrifts expanding loan origination efforts since the market recovery in 2012.

For instance, I have had great results by searching for duplicates over a number of lead types (i.e., absentee, equity, etc.) and mailing to those high quality leads.  

Conventional, Fixed Rate - Typically 15 or 30 year loans which have a term that matches the amortization, meaning you make the same payment for the entire life of the loan.  

I can't see anything positive results of telling the bank anything, and who in the bank would you blow the whistle to; the clerk who takes your deposits everyday, the manager, would you call headquarters of the bank and find the president, the CEO????

I use 6 months because that is the amount of time you want to send at least 5 mailers to your prospects, which should provide good results.

However terms will not be the same for a personal loan vs a business/commercial loan, so what you want to do and what works financially don't always match up.

I didn't really get many results, a couple of people visited to my website, but it led to nothing.