Looking to see what the best recommendation for a Channel Manager/PMS for running this as a business.

Hi, wondering if you are entitled to commission for a property and you are the buyer representing yourself, do you get the commission in time to use it toward your closing costs?

Finally, how can I estimate the costs for repairs?

This is a possibility for me due to the low down %, although I’d need to include closing costs and other fees.Conventional 5% downThis seems like a possible better option due to the lower PMI payments and potentially lower rate.

Another consideration would be to look at it as a start-up expense if it's regarded as a trade or business (can deduct up to $5,000 immediately for eligible start-up costs).

Problem is, the first bank I've talked to said that I am going to get killed in fees, closing costs and interest, as it would be treated as 3 separate very small mortgages. 

Now, we want to sell it partly because a neighbor keeps calling us complaining about menial things about the property and property management. 

California offers equity building, potential appreciation, and stability, but high entry costs and market volatility are downsides.

And most nurses don't understand the added cost it takes or a land lord to provide this type of rental, that all have in their mind that all land lords are rich.

We manage about 15 in Indianapolis!