PS also handles all billings/collections, and has a bunch of tools and service to deal with communication and resident/resident escalations, and has built an ecosystem of vendors in core markets to support pretty much anything you'd need.

Bank portfolio program just means the bank hold the paper/mortgage and services the loan so they offer lower down payment options.

Thank you for your service brother! 

@Gabe Bouldien@Chris Seveney and @Doug Smith are mostly on target, but there may be a small window of opportunity.Any contributions you make to a current employer plan will be locked into that plan.You may, however, be eligible for an "in-service" distribution based on the language in your plan document.  

We are approved for a HELOC of $100,000, but would like to use that money mainly for down payment and repairs if we decide to take it.

What generally is conspicuous by its absence is any metric that measures performance as the laundry vendors want to avoid that as the intent of the lease is to be construed as a real property lease and not a service agreement (which can be more easily cancelled).

Some advocate for factoring in debt services, while others argue for excluding them from the calculation.

This will help people connect with you after determining how their goals, services and resources align with yours.All the best to you on your journey!

Both stoves/oven are gas, and the dryer in the main house is gas.

Not implying your agent is taking advantage of your beginner knowledge just to offload a property and get dual agency commissions, but again, might not be the worst idea in the world to have someone in the Bigger Pockets community who's local/understands the Charlotte market to take a look at the deal you're getting ready to move forward on.As far as inspectors, I would recommend one that we use for our business that is in the Charlotte/surrounding areas.Precision Inspection Services - Steven Lee - 704-575-2917