People come from all over the country because in the midwest and specifically Cincinnati, it costs less.

@Travis AndresIf you do not have other assets to secure against - your best bet would be a private lender willing to take risk of essentially providing an unsecured loan.There are people out there that do this - expect very high interest rates.

That again leads me to concern myself more with the management than the state-specific laws.

Most people wont go that extra step.Oh, and by the way, don't send beautiful well designed post cards.

Just keep in mind that the people here are human, make mistakes, and do things "their way," and you should always do your own diligence on whatever questions you ask.

Same reason people ask criminal record. 

Currently working on analyzing leads accurately relative to rental income and interior of property when determining offer price. 

In some cases yes, in most cases, that is not suitable for alot of people. 

I offer listing price and a bunch of people swooped in and bid up the price, so I checked out. 

Maybe a bark collar would work, although I have admit some people think they're mean.