Does anyone have any heuristics or rules of thumb regarding the price premium (or discount) associated with changing a residential, undeveloped lot to a commercial lot--assuming you can get the zoning change?

Added bonus would also obviously be “saving” 3% on each purchase or sale (even though I know it’s not that straight forward unless I do a FSBO which I shy away from because I’ve always heard MLS listed houses get more traffic and therefore higher sale prices).

I still like listsource.com, and old school driving for dollars (with new apps that streamline the process of course).As far as message goes, I try and keep it straight forward, and let my mailers build off of eachother so I'm not sending the same thing every time. 

There is no straight path that I can find.  

Hey All,I have the opportunity to buy a note from a bank on a commercial office property for well under what the property is worth, about a 40% discount.

We found a houae in need of significant repairs we were comfortable with and at a significant discount.

we'll get a few calls for properties through Craigslist, so don't discount that avenue either.

Sure, we can discount it to overcome these deficiencies, but at what ultimate price?  

Then it can be determined the possibility of some of those liabilities being discounted and an analysis run to determine the financial viability of a purchase.Only at this point are you ready to consider various alternatives for property acquisition.

I am currently a personal guarantor on all of them excluding the Freddie Mac loan and would love to lower my personal reliability.I guess the point becomes is it better to save up that money in liquid (aka after-tax) vanguard accounts and then bulk pay off down the line or to just put it straight towards the loan.