And she is usually late on her payment, somehow she can not set up auto pay so I have to go in person and pick up the rent 3-4 days late.  

Below pastes is my auto responder and I bet there’s many violations in it too!

The average American is carrying approximately $6,000 in cc debt (w/ a 17.99-24.99 interest rate), the college grads are sitting on tens of thousands of student debt & auto debt is at record highs.

My W2 job is managing a secondary auto finance company.

Auto loans look awesome on credit history.

Cars are not an investment, they are a way to enjoy success.Ummm...you were quoting Warren Buffett in your previous post...what do you think he would say about leveraging depreciating assets...In my experience (and I have a little bit), leveraging depreciating assets is what people do when they can't afford the asset outright, when they want to appear rich or when they don't know any better...I think Brent's point may have been that (auto) leases are a deductible business expense (at the end, you don't own it, you return it) while (auto) purchase loans may be difficult to deduct fully unless it is somehow an income producing asset of the business entity.

My family's auto body shop closed down roughly 1.5 years ago.

He had an auto paint franchise for many years.  

and I'm looking for a good way to automate billing so that they can set their bank accounts up to auto-pay when they get the bill.

I have multiple auto MLS searches configured that I review daily as well as an ongoing direct mail campaign targeting pre-foreclosures from a list I continue to build through trips to the court house.