She works weekend package because of me(which nets us an additional 50k/yr combined) and goes along with all of this stuff so its not worth it to me to take that from her to try and save 15k.Basically, I'm asking if we should pay down our personal mortgage, rental property mortgage, truck, or just try and save cash.

We will use a combination of hard money lenders, private money lenders, and the fund that we have created to purchase the properties and we will hire a project manager each month up to 6 project managers in order to manage the purchase each month from purchase to rent ready.  

I would invest in a combination of single asset syndications and funds.

Our policy is that every occupant over 18 must fill out an application and each must meet the income and credit requirements. ie, we don't allow unmarried applicants to combine income.

Note: For both criteria described above, by combining activities into one real property trade or business, the more likely the combined hours spent on the grouped business will satisfy the material participation requirement. 

Relying on anything they say is hazardous to your financial well being.Their supposed "huge list" is modern day mythology. 

I don't know what the other lender was smoking.Depending on the type of loan, you will need 2 years of personal and business tax returns (combination of 1099 and C-corp will work), and a P&L for 2021.What state are you in?

After paying your contractor for some modernizing touches, you have a slim $2,750 invested.

I know the handrails are not the correct height for modern times, but if they were higher on the landing no mattress would ever make it to the bedrooms. 

Most commercial banks wouldn't mess with residential properties and the personal bank side wouldn't allow me to combine the equities of all my rentals.