You can try getting seller financing if you find the right deal.If you can find another job you like better e.g. construction, property management, real estate agent that allows you to learn some aspect of REI and is close to the income you are currently making with better hours seems like a win win.In the mean time listen to podcasts and RE / Business books on tape (many can be borrowed from your library) to make your commute useful time.

If the borrower will return to work as of the 1st mortgage payment date, then the borrower's regular employment income can be considered in qualifying.

The main difference is that instead of flipping it for the profit you COULD make, you would be borrowing against your added equity in order to get all your deposit back - to Repeat, Repeat, Repeat... 

This particular note is unsecured and the borrower is high risk. 

This particular note is unsecured and the borrower is high risk.

At that point I can borrow money against it to start building a rental portfolio.

If anyone is against the deal, no biggie, we'll walk away from even suggesting it in the future.So - the question is, is there a method or way to use the 1/3 of the potential inheritance as equity in the property and only needing to borrow against the remaining inheritance balance to pay off the other siblings?

Your borrowing credentials must be flawless and show ability to leverage assets.

If I am interpreting your question correctly, money you borrow that has to be paid back is not taxable income and is not reported on your tax return as income.Capital improvements are not reported as expenses on your tax return and will not lower your cashflow.  

@Nick ZiasIf you can use someone else's money to increase the value of the money you already have, that's when you borrow.