If borrowing against stocks is an option, do they have to be stocks held within the US and/or do Canadian stock investments count as well?

Mark, since you're an inexperienced investor, I would be very cautious about borrowing against the roof over your head.

If borrowing, use a non-recourse loan since personal guarantees aren't allowed.

A good, experienced borrower can turn around even an unexpectedly bad deal.

I've been searching via Google for a while and haven't found any

Current value of paid off property is roughly 350k , looking to borrow 75k-100k down payment to  purchase a 275k commercial property.

Freddie also requires that the borrower loan guarantors demonstrate prior multifamily experience.

And it's the borrower who gives it.

OPJust borrow the money in the US and use it in Belize.

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.