-There may be a Due on Sale clause in your mortgage that states the bank can force a sale when and if title transfers - since it will be transferring to you, you may be forced to pay off the note through a refinance or a short sale.

How would one know/find out what the penalty for transferring title would be if it's not actually spelled out anywhere?  

@Bobby HughesIf you are self-employed at least on a part-time basis you can explore opening a self-directed solo 401k, transfer some or all of your former employer 401k plan and then invest the funds in physical real estate. 

Maybe borrow the remaining down payment with a personal loan, car title loan (a real one, at a bank for 5-9% interest), CC balance transfer check at 0% for 18 months (assuming you have a plan to pay it back), etc.If you wanted to make the house your personal residence, you could put down 5% and pay PMI for a year.  

By the way, many thanks for the transfer tax calculator!

Can i transfer my duplex/triplex at a latter point into the llc?

Guess what... it's only digits transferred from one account to another..  

The only thing we have to do is transfer money to someone and 2 months later we will get it back, plus 15% interest, and if she doesn't pay, we get to put a lien on a house worth $75k.

Then, you do not have to deal with any agents.Make sure to calculate and factor in all the costs on top of the winning bid, including:- Back Due Property Taxes- Rehab Costs- Municipal Liens- Past Due Utility Bills- HOA Liens- Mechanic Liens- Eviction Costs / Cash for Keys- Legal Fees- Court Fees- Transfer Taxes

You have a potential "built-in" tenant...the sailor who relieves you when you transfer!