First is the physical wear on your body.

Just shop around for a new policy.

Here in Canada there many, many folks, who should know better,  who have subscribed to the 18-years of price appreciation shall only continue upward theory.I, on the other hand, am building a war chest to take shopping after this thing comes un-corked.

I also have plans to connect with the local community so that I can offer guests discounts to local independent shops and restaurants etc. which will be beneficial for all. 

Any advice on shopping for an insurance agent or insurance policy as a landlord?  

We currently rent the church out but have other plans for other ventures thru said building including a coffee shop, using as a wedding venue, reunions , birthday parties etc.

It's very rare that my sellers are shopping my offer, and if they are, it's rarely ever a deal. 

Over lunch one day I shared my vision of buying Multi family and apartment buildings that are seller financed and using private money from some investors I know,  that are looking for a better return on their dollars, to cover the down payment, closing costs and repairs/improvement.This peaked his interest in expanding his search criteria outside of what he specializes in and within a day he had a sweet triplex within a few miles of my office/shop.

So I asked my broker to shop around more.

They are currently working on a huge construction project building a racetrack, car condos, and a shopping area.