None of those debts are credit cards, they are our cars and student loans all amounting to around 48K.

But to your point, I have priced things accordingly now based on states and counties and know I am not going to win the bid but I also know that the people who are paying 70% on an asset in a certain county will have to wait 3 years when it was previously 6 months to get it back, and they bid it as if it will only take 6 months.

A mortgage is going to be in one lump sum with a lower interest rate and a HELOC is going to be like a credit card with a higher rate. 

I am interested in investing in a coin or card operated laundry but have some very basic questions:- What are the reliable resources to find available businesses?

Originally posted by @Zachary Dooley: The #s came out great at the endThen be happy you got a good deal, offer an extra $1k to the seller to make the lender required repairs, and close on it.Also send your Realtor a very nice thank you card and gift card so he can take his family out to dinner.

Hi Shivron,If you exhaust all other options you could buy a $40 shingle scraper and remove the shingles yourself.You would probably have to rent a trailer to haul them off to the dump if you don't have a pickup truck.That and a home depot card for some new shingles and etc..., plus a few YouTube videos you might be able to self-roof the place.It's not Rocket Science.If it's tar or membrane it will probably take a professional to do it though.But if it's just shingles, many people do that themselves.Plus i'm surprised they made a loan with 4 layers of shingles, and in such bad shape (if they are shingles).Good Luck!

Either way it's a win obviously, but your better to think long term.

I've been staying in the U.S by myself since high school and they financially fully support me which allowed me to pay rents and credit card bills for a while and build my credit score to 740.

This line of credit is backed by your home's equity, essentially turning it into a credit card with a low interest rate.

If I can help someone in the military while at the same time taking care of my family thats a big win win.