Getting a mortgage as a student without a cosigner

[Michael Kim]

Hi! I was born in the U.S but moved to Korea in an early age and came back on high school freshman year by myself. I am going into college this year and interested in house hacking, but it seems like even though my parents are financially capable to be a cosigner for a mortgage, just because they don't live in the U.S and don't have a citizenship, they are ineligible. I was wondering if there is any other way to find a cosigner or get a mortgage without a cosigner as a student status who doesn't have enough income. Also, I read in the book that lenders focus more on a property's cash flow and profitability more than the borrower's credit and income in case of a commercial property, and a multifamily complex more than four units can be categorized as a commercial real estate. Does that mean as long as the complex I chose to house hack have enough cash flow, I can be qualified for a mortgage without a cosigner?