., a bunch of medical bills, death of a spouse, forced relocation because of your job, they may be more cooperative.Since you have four years, one choice, albeit not a pleasant one, is to kick in an extra $1000 each month until you sell.

I would also require the partner to come with an extra $3000-$5000 at closing to put into an escrow account for those emergencies (tenants destroy stuff, etc), as a hedge against a ruined partnership the first time something major comes up.

Drew,You may want to check out this article: [REMOVED]I basically feel that troubled neighborhoods are outstanding emerging market investment plays IF you're willing to care about people.

I've gone through the exact same thought process regarding small detached units rented to medical students on their rotation.

My initial heart attack occurred during the 90 day waiting period of my new health insurance policy, result, a million and a half in medical bills I had to pay over the years so far, including a heart transplant.

I strive to have about 5 k in an account for each house for emergencies.

Here's my background if you're interested:I live in New Mexico, have no money, and am a computer programmer/student in the medical field currently working on apps for the Android market.

In the state of Texas, if a vendor does not carry workers compensation and gets hurt on your job, he can sue you for medical reimbursement/lost wages.

I saw someone on Craiglist posting he need emergency money.

J - thank you for the suggestionI understand it's an attorney who runs the office, but once this information gets there (or any other office - medical, educational, laywer etc), it will be available to lots of people for many years to come.