Germantown - $$$, very few deals in general as it is similar to Collierville, maybe some on western edges, but those are very hard to find. 

.- That said, stay west of Western if you can.- By mindful of age.

If you are talking true high-end, .i.e, Sub-zero/wolf appliances,western window systems, then i would have a different discussion.   

Tenants are almost shocked by how great the unit looks (relative of course, to the market there..)Cut the old pieces in a staggered fashion, so they don't all end at the same place.

Realtor who lives there says town council may be bringing stiffer rules on STR such as capping the number (well below current) and not allowing permit transfers upon property sales.I've read this same story about several western ski areas, many ski resorts are struggling with understaffing as a result, and angry customers, and many ski towns are taking measures to limit STRs.

Hello BP members,Wondering if anyone out there has worked with First Western Federal Savings Bank or North American Savings Bank?

It's a great spot for fishing, cabin-ing, and enjoying Western NC.

The 1 year history shouldn't be a deal breaker, assuming other factors are in line and can be shown, in some fashion. 

I once posted on Craigslist to sell something and they guy threatened to kill me if I didn’t give him money via western union.

Some context, my team did ~$350M in Freddie & Fannie loans throughout the Western US last year, and our firm is the #1 Freddie, #2 Fannie, and #3 HUD shop in the nation by loan volume.