The irony here is that the big banks are typically more leveraged with less oversight. 

When a lease is over, it's typically easier to get possession if things go south than just a full on lease dispute.

for 1050/month all bills paid. they claim this cash flows 3600/month (4200-600). the math on that is they say electric is 90 unit, trash and water is 50 each for all 4 so theres your 600 and say they can provide receipts on all this. it's located  a handful of miles, about 6-8, outside the nearest small town with a wal mart etc.one thing is it seems better apts, in town with 600-800 ft, go for more like 1k no bills paid. even adjusting for the all bills paid part, i feel like 1050 is aggressive on these. otoh near me some crappy tiny apt with mold and everything go for 750, and these are much nicer than that. i think 700-800 would be an absolute floor on what they could rent for.i guess i just have no idea for example, insurance?

With title insurance.The Low Baller – I will define this person by an example from my property brokering days 40 years ago.

But in 2023 hoarding cash could yield almost similar appreciation.In 2010 era, typical asset class cap rate : 10% ; typical asset classs in 2023: 4% Summary: by converting real estate equity to cash/debt position from 2023 and forward, as long as rate of appreciation is less than inflation, we don't actually lose that much.So yes selling everything real estate is making sense in 2023 as well.

For example, a cash out refinance net to me of $38,000 I would only do if the interest rate was similar and closing costs were no more than $2660. 

For example, a broker that cold calls an operator and says they're with Cushman or Marcus Millchap will have a different experience than a broker that says they're with XYZ brokerage. 

Again, you will likely need a key principle to co-sign your loan (typical financial requirements are 10% of loan balance in liquid assets and 1:1 net worth to loan balance), but Fannie and Freddie are both well versed in lending to LLCs where the GP has minimal capital personally invested in the deal.  

A lot of Property Management Systems don't fully integrate with all of those sites and the ones that do typically require you have the least five properties in your portfolio to upload.

We grew up on the River and then Leonard Lake - I understand and agree about the winter - I live in Victoria BC right now, but have debated owning a lake front property in Muskoka - trouble is, with the changing Short Term rental situation, could be difficult to take on - I would love to go there in the summer for example.