It takes in account just about everything to give you a livability score.https://www.areavibes.com/Here is my rating & classification for each livability score.80 and above A+78/79 A76/77 A-74/75 B+72/73 B70/71 B-68/69 C+66/67 C64/65 C-60/63 D59 and below F

This can trigger unfavorable tax rates when the property is sold, plus there are potential loss limitations, transfer issues, distribution problems, etc.  

All of the sellers willing to finance seem to be looking for around 5 year terms with interest rates above 5%.

Good evening @Ling Chen,Out of state investing gives you higher cap rates and better COC returns than NYC.

Just like most markets in America, STRs are returning to pre-Covid occupancy rates and most people have no experience what that looks like because they entered STR investing during and since COVID.

Fill up the lower marginal tax rates with Roth conversion income.

It will depend on interest rates. 

Running your numbers based off a short term rental or medium term rental rate is going to get you in trouble.

I would either want 25% down payment or the rate would need to be 9-12%.

I check the SEC, FINRA, ratings websites for inside information on the principals in the company.