If the tenants both work normal hours then what?

Buy food or just spend 30-50 a month on what you would have normally bought with cash.

Since you paid cash, you won't have to wait 6 months like you normally would if it was financed.

.), how much capital expenditure would you include compared to normal?

Great way to start building wealth, appreciation, gain the tax benefits all while learning to be a landlord (if you don’t hire a PM) and live either free or pay way less than you normally would for rent.

Everything looks pretty normal except the LTV.

Yes, employment rates are improving and things appear to be normalizing but the eviction moratorium is still in effect and the fed has said rates will remain low for at least a year (why?

., or if I do acquire it, that I won't understand it; also that I won't be able to recognize what is normal/laziness versus sketchy.)Is it appropriate to use my realtor on any leads that I want to pursue?

Multifamily is at a high historical price range and may be over-priced (or this could be the new normal).  

I want to maintain this lifestyle and ability to travel, as I did in my last position before my current one.