Hard to match that trim but I would just go with something that looks close. 

I've met people who had set aside their inheritance for investing (because it was the "smart" thing to do) but weren't maximizing company match opportunities on 401k's because they needed their paycheck for essential spending.

That's not to say that it is better or worse, but rather that what is to be gained about non-dogmatically approaching real estate investing and finding the path that most closely matches to your big WHY is the surest way to stay out of potentially ruinous financial situations AND on the most direct path to meaningfulness in all things in life. 

Then add value if/when your skills match it. 

and on and on... eventually you pay it quickly ( if you dont have any more to invest).I would also try to calculate the impact on your taxes, trying to match enough income in order to minimize taxes.

Understand if you really want to do single family buy and hold or if there's some other strategy that will better match your goals.

Below is the scenario....The property came up on the Zillow with the only description being it's a "4 unit at $1m", which didn't match the actual listing price. 

The first step is to look for an obvious fit.Although there are a number of soft differences between the two types of methods, there is one very important distinction.

Although, in so many of these properties, mine included, the 1% rule doesn't match up.

Unit im living in can use about 30k to match other 2 units.10.