Multifamily properties are selling just as fast as they were in 2023 despite there being more options on the market.If the trend of increasing inventory continues, we could see price growth slow down even more in 2025.

I’m currently house hacking and mortgage is covered and then some .

It's easy if you have unlimited capital if not you'll have to carefully use your capital resources (or get a partner) to continue to acquire properties. 

But since this will continue to happen - time bombs knocking out cashflow for 2+ years at a time, I’m questioning whether my portfolio is cashflow positive at all at this point.

If the tenant is smart, they know they can take you through housing court for this and just simply stop paying any/all rent & fees owed. 

My name is Hogan Chouinard and I am new to real estate investing, I have been wanting to get involved with real estate for a while because I want to give myself financial freedom in the future by putting in the extra work right now, I want to start a real estate portfolio that I can continue to build on over time for years to come, and I am hoping that I can meet some people on bigger pockets that can help me along the way!

I think living in the house for a year would be beneficial, too, because you would qualify for a lower downpayment, but you would also be able to get it set up yourself while you are living in it to save even more money.

If not, then the 75% rule can apply but only to offset a maximum the housing expense for the subject property with no additional overage to help your debt to income ratio. 

I paid 220k for the house and put 50k into it and would likely sell around 380k-400k.

It's a deadly duo.I continue to invest in out of state rentals but predominantly in the South East.