The whole trick is they compare future dollars (the saved interest) to present dollars (what you pay now) it's not the same no matter how much they insist it is.

Also XLF is a good ETF with financial sector performing very well since 2009@Scott Graham i will listen to that podcast today and see if i can pick up some tricks to move my strategy from SFH to MFH if it is best suited for me@Bill F. i was thinking turnkey mostly for the aspect of time management again - i understand completely you lose some of the upside in the immediate years due to a slight markup but much easier to have lets say a PM with 5 to 10 TK properties all rehabbed then have me pick off the MLS to find 5 to 10 that all need varying levels of rehab.

The trick is keep it low enough it isn’t worth challenging in court so stay reasonable.  

Your new job is with the S-corp you just formed.A few months as an employee should do the trick. 

I feel you can work with a realtor and learn the tricks of the trade and gain a commission as well.  

It sounds like you should be able to get more from him since he is active military .... and that he is trying to screw you and her .... why should he pay $705.34 and require her to pay $1460.34 .... it sounds like he could be required to pay it all and he's trying to trick you into signing something that lets him off the hook?

The trick to being a lawyer is that you need to not only understand one thing really well, but you need to know how it will be affected by everything else around it.

Maybe educating your S.O. will do the trick.

It's worse than the old trick of quoting the rate 0.25% below market at the preapproval stage because an extra 5% down has a significantly greater impact on people's financial planning than 0.25% to rate. 

@Justin Skinner Just like with a duplex when someone owner occupies you can utilize a 1031 for the portion of this property that you've allocated as a rental....BUT the trick here is that your new property would also need to be a duplex/ multi dwelling so that you'd have a partial rental property to 1031 into.