The rest is ridiculously competitive.

The lender is not very smart though because the “gift” should have been in their account way in advance and confirmed by lender by 11/15 if anything.That all being said, that EMD is ridiculously high, even for a seller’s market!

You'll likely pay half the installation charge that way rather than getting a "package deal" from a bigger company or a "free installation" Note: I worked for a bigger company and the install charge and product markup were ridiculous. 

Heck, I have been doing this for 15 years and I am sure I ask questions that the pro's think are ridiculous, but I am still learning. 

Austin proper is ridiculous but some of the suburbs are still doable. 

Additionally, I am not constrained by miles and miles and miles of red tape, ridiculous nanny state ordinances & laws, or 12-month permitting timelines.  

I have seen ridiculous pricing and value ideas that serve only the guru.

In Berkeley where we bought, there is no chance a Redfin agent could successfully close a deal unless you just bid a ridiculous amount with all cash.

I don't think even offering them money (unless it was a ridiculous amount) would be enough to incentivise them to move out early.

Please those credit cards you had or lenders rob people daily with ridiculous interest rates some over 20% APR.. so they lost NOTHING.