I want to change the property lines to make a small, very manageable 0.25 acre parcel that has the rental cottages on it, and then sell the 2.0 acre parcel.

He knows you are a pushover so naturally he will see where your line is !

The cash flow isn't great but I understand that it's a by product of the 15yr mortgage and what feels like a B class property. 

I have everything lined up.

I've been looking on line and see a lot of Pool waivers, or specific activity waivers but not a general waiver for a river situation. 

I have everything lined up.

Are these rates in line with what’s typical for a commercial loan?

Account Closed Did you even read through the costs line by line ... the lender is only charging 0.5% in points ($437).

Then if you have a better use for the 3rd unit when at full capacity they you can look to remover them.Curious - whey loan product are you using for a owner occupant that needs a gut job? 

Personally, Integrity, Track record, Conservative culture, and Interests alignment are key when selecting a firm to invest with.You NEED to feel great about investing with a certain company, you need to feel that you can actually trust them and sleep well at night knowing that not only do you believe in the product you invested in, but the people behind it.