Vacation Rental River Waiver

[Michael Eastland]

I have a house in New Hampshire that I will be renting for vacation, ski season, etc.   AirBNB, VRBO, HomeAway, etc.    I found insurance for the type of renting.   One of my issues is... I have over a thousand feet of river frontage, shallow and slow moving most of the time.  Higher and faster during the snow melt season. I don't expect any rentals during the snow melt season.  

My insurance company wants me to have any renters sign a waiver/release of liability for swimming in the river.   I've been looking on line and see a lot of Pool waivers, or specific activity waivers but not a general waiver for a river situation.  I've asked my insurance company for a sample waiver and am waiting for that. If I don't get one should I just see a lawyer?