But you should know that retirement accounts can be self-directed, meaning that you now have the ability to invest in alternative investments such as real estate, tax-liens, trust deeds, private lending, etc. etc.I would argue with you that that one of the worse plans that the insurance industry has come up with is the cash-value insurance policies that some of the insurance agents sell who are interested in fat commissions checks when they sell such policy and disguise them as retirement plans. 

That's just the nature of the business.To add to the complexity, there are any number of unidentifiable factors that could affect an appraisers value.  

There are many options but what has naturally caught your attention after being on this site for a min?

Alternatively, refinance and set aside 10K of that money for those items above.I can see an argument for not holding 10% management back.

Real estate's unpredictable nature causes investors to inquire about whether investment properties are a good fit.

Chris Brown Another perspective here: it might less about cap rates and more about alternatives.

Even with saintly relatives, human nature and large sums of money can lead folks to the lowest common denominator...... 

What can I offer as an alternative or should they just accept their assignment fee and hope I close the deal?

Is my buy and hold strategy for house hacking sound or should I consider alternatives? 

I really enjoy hiking and camping, nature photography, cycling and computer gaming.