Adjuster is being generated the report still and we are waiting for what the insurance says.

Basic your business model on short-term rental income is risky in that, over the 30 years, regulations can and do change (not to mention oversaturation resulting from the high interest rates pushing investors to rent short-term to try to get any sort of cash flow).We have the same situation in Canada (less the 30-year mortgages) and that's one of the main reasons, aside from profitability, why I invest overseas like in places like Mexico where there is unlikely to be regulations anytime soon, neither at the governmental nor at the HOA level.

I think it is a great idea to network with investor-focused agents that do what I mentioned.

Most condo owners I know then just have a typical walls-in policy to cover the interior of their unit (that's would your homeowners insurance you mentioned).

So I can only go directly to mentions or keyword posts. 

I think a more prudent (and achievable goal, not to mention far less financially risky) would be to start free classes/seminars to teach them how to delay gratification, increase their education and earnings potential, find quality and affordable child care (perhaps creating a "swap group" within your group for free trade-off CC), learn how to properly manage finances, and all of the other tools needed before you can even begin to invest in real estate.

As Stuart mentioned here, if the use has not been continued for 3 years and the previous owner didn't have a rental license for more than 3 years they can revert the use back to the buildings original use or deny it for 3 family. 

Or do you schedule a live tour then wait for the serious ones to fill up the application form? 

Plus as mentioned reduces your admin time dealing with tenant when you have to enforce lease at all time no exceptions.

For the reasons you mentioned, Holden Beach ended up being our choice as well.