UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union Cal Coast Credit Union, CA Change WholesaleChelsea Groton Bank, CTCitizens Bank -MiN, only in-state.

Under Massachusetts law, late fees, including interest on late rent, may not be imposed until the rent is  30 days late.

I have personally run this by a real estate attorney and by the real estate commissions in the two states where I still hold a real estate license - Massachusetts and Maine. 

I found this article very helpful: https://www.expertise.com/md/baltimore/property-ma...I talked to about 5 companies from this list.

Going to buy a house in Medford, MA, a SFH and plan to live in and rent to roommates.

I am dealing with a Rental Commercial Property which is located next door by the Gas Station ( which is no longer in service but they have auto service business ongoing  ) My lenders required 21E Massachusetts Oil and Hazardous Material Release Prevention Act reports from the property.

I am in the process of trying to purchase a second property as a investment multi-family home, I currently have one multi family that I brought using a FHA loan, but now I’m seeking to purchase a second property using a conventional loan so that I’m not subject to making it my primary residence, I’ve realized that most lenders would require you to put about 20% on a roughly 550k-650k (Massachusetts estimate) property which seems a bit much in the beginning stages of my portfolio.

Incidently I also own and operate a maid company in Massachusetts and we charge $35.00 per man hour with a 3 man hour minimum.

I never realized how big this business is in the country because MA has so few and most only exist because they are grandfathered.

I personally would choose Ohio or MA, but that is because I have great property managers/rehab teams in both locations.