Rental income finances everything in all of them including all the custom upgrades and upkeep done mostly by hired hands.

In the past, I've found them to be a good source of information to get insight on the market. 

Developing contacts with other investors may lead to useful information, assistance, and even joint venture prospects.Examine the several financing choices that are available for buying houses, including conventional loans, FHA loans, VA loans (if appropriate), and even portfolio loans from nearby credit unions or banks.You might think about contacting mortgage brokers who focus on investment homes.

If she hires a lawyer, and she loses, then that was just wasted money for her.Hopefully, you've read these:Is There a Problem with Buying Properties Subject-to Existing Financing?

There seems to be a lot of speculation in the post and the answers provided can only be speculative in nature given the information.

There is so much information and options that it's hard to focus on one path.

Hire active hyperlocal agents that are capable of identifying these specific single family homes.

Otherwise, the landlord could hire you to collect bookings, fire you, and keep all the money.I recommend you look at other aspects of your management contract.

You would need to inform the collection agency you intend to do this and it's unlikely they would continue to pursue collection if you were suing them, but they might take it back after you reduced your claims to judgment. 

I would need more information on budget and the area you need to live in, but there are always ways to make money with these options.Best of Luck 🍀