It's a Chihuahua - of course it barks a lot.

I used a HELOC on my home as a down payment and around $30,000 of my own money over the course of 6 months to repair it.

(Of course you can always get more insurance if you want.) 

Can you qualify with IRS income taxes, credit and 80% loan to value non owner in the future?

This totally infuriates me, as their clients deserve better.It's kind of like someone trying to advertise through Facebook, without hiring an expert (a legitimate FB expert) or taking extensive courses, first.

I can add my mortgage, retirement accounts, income, bank accounts and credit card accounts.

of course every state is different and every title company different.. 

And of course, there are always the major players in most markets: CBRE, Colliers, Cushman, Marcus and Millichap, etc.  

There is no perfect data source maybe short of the uber expensive Lexus-Nexus that attorneys use that is direct to the credit bearus.

Of course, that’s costly to the owner.