While he was power washing there was some spray back from the pressure and created tiny freckle type chip spots on the cleaners car hood.

While he was power washing there was some spray back from the pressure and created tiny freckle type chip spots on the cleaners car hood.

Plenty of properties in my market work great to create more than $200 a door cash flow and more than 12% cash on cash returns

I'm not going to spend all my time saving and paying down my personal residence, because the sooner I create another asset (generating passive income), the longer I can build returns from it. 

If you create a site to just collect information, then you need a system for collecting payment of the screening fee and you have to transfer the data to whatever screening system you are using.

This creates a risk of sorts where if you are in the middle of a rehab or have a deal under contract, those funds may not be available.Best practice is to have those emergency funds in something liquid that can float you for some time until the HELOC's are available again. 

If you refi and reinvest the money you may expand and create more income. 

Here's what my thinking is:Combining the loans in a new 15 year gives me 850/mo increased cash-flow (because they're all at different terms/rates)  YES, it creates a new 15 year loan, but it also frees up a property (#3 above) that I wanted to establish a LOC on to buy additional properties.  

So no, you cannot refinance as part of this process.Sure, there are creative ways to do this but they make no sense here because they create unnecessary risk. 

Basically, he recommended to create site plans that illustrate the best possible use in regards to your zoning.