Someone working on my house damaged a car

[Josh Barker]

Hey there, so I had a couple people working on my house one day while I wasn’t present. I had a guy power washing the front of my house and sidewalk while there was someone in the house cleaning. While he was power washing there was some spray back from the pressure and created tiny freckle type chip spots on the cleaners car hood. They are almost microscopic but still there. Both of these people working are paid cash under the table and not big insured entities. I had the cleaner get a quote for the paint and it’s thousands and a home owners claim would also be over a thousand. Does anyone have any advice as to were my liability runs here? If I was at the house I would have obviously had her move the car but neither of them had the common sense to do that even though they were both there and the cleaner saw how close he was to her car. It’s just unfortunate. Any thoughts would be appreciated!