:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

It really depends on the homeowner situation and the market.   

It depends on your targeted clientele. 

There will be several dates you want to track depending on the state you are buying these in.These all involve different approaches and techniques to purchase the property.

and what would this do to my credit score? 

Also depends if you're on the way going out or coming in and how far to the next city, example Edmond or Norman.

1 month for a turnover isn't unrealistic depending on what's needed. 3 years the property should have appreciated so you do have equity.

On the one hand, agents can smooth things out, handle the nitty-gritty, and maybe even score you a sweet deal.

I just heard back from the bank and her response to my inquiry I emailed and said"I'm not finding any information that the adverse market refinance fee is still active, I've only found information to the contrary.Linked article from The Federal Housing Finance Agency mentioning the fee has been done away with as of August 1, 2021"Her response"You are correct, no hit for Cash out on primary residence, that has gone away but we do have adjusters for Loan to value and cash out loan to value along with credit score and 2-4 unit"This is problematic to me on so many levels, why was she willing to increase my interest rate based on her ignorance, who is watching and making sure these lenders are doing the right thing?

The best answer depends on your age, your goals, and lots of other factors.