I began a negotiation with the contractor but time may run out since the foreclosure is still advancing - short sale approval has not been granted yet.  

Ey Christopher Morin, I'm  trying to look for the following info but I don't find it. what about the florida foreclosure rescue fraud act??

None of my deals are on MLS, except a few foreclosures I've purchased because I get daily report of all the new foreclosures added to MLS that fit my criteria.

My other properties have good cash flow (one was a foreclosure and the other was purchased under market value because the owners needed to get out quick).

Some good tips on the matter https://www.thebalance.com/winning-reo-foreclosure...I've read to increase your odds, pay cash, promise a quick closing, and no inspection/appraisal.  

I have confirmed two of the units were occupied at time of foreclosure last June, so I am a little less worried about this than l could be. 2.

We find a property from motivated sellers, like tired landlords, divorces, foreclosures, short sales, inheritances, tagged & boarded up homes, absentees owners, FSBOs, tax leans, and houses in disrepairs, etc.  

My husband and I would live in one unit but we need to finance the deal, using hard money and private money as well because the home is in foreclosure and needs to be renovated before moving in.How would you structure the financing?  

Look at 45 prior to auction pre foreclosure specially that have more than 40% equity.

Ok here is the deal, I found a 1 bedroom 1 bath condo in foreclosure for $50,470 don't know the sq ft yet, but based on the 1 bedroom, 1 bath, on the same street within a few buildings, other condos are going for $85-88K.