Quote from @Don Harris: I just bought a condo in St A , The Greens, in St A Shores.

Originally posted by @Harry Copeland:congratulations sailer, i was stationed there many years ago as a master Sargentgood job on the house, i hope you put some of your buddies to work to keep them out of trouble Hey, Harry - thank you. 

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union Cal Coast Credit Union, CA Change WholesaleChelsea Groton Bank, CTCitizens Bank -MiN, only in-state.

Quote from @Theresa Harris: Hire a property manager. 

Quote from @Theresa Harris: I'd ask what you get for that 15%. 

@Harry PIf you are going through a builder.

Actually taking care of people like they were family is how you survive in the business because that's how you get referrals.I might be that what you're experiencing is the result of a hyper-competitive seller's market, but some of these practices make me cringe.

I lived through that selling my parents home to a family member and we all survived but it was tough. 

A lot of time, energy, blood, sweat and tears have been shed but we survived.  

Different strokes for different folks, but as a young-ish investor who studies older investors and their methods to see what work over the long term, the vast majority of very successful investors who have survived multiple market corrections tend to view debt as a tool, but one that should be used carefully due to its risks.