Anything above 2 points and 9% for a major rehab or new construction is insane;Even in the conditions cited above, if the smallest thing goes south you lose your shirt.Just a delay with your builder, bad weather or a slowing market can wipe you outWith rates between 9 and 20 you're better off finding equity partners, or do smaller deals in cash

We delayed the appraiser coming out to the property to reflect, this but due to the weather they came out during the middle of the re-roof not at the completion.

I have 0 knowledge how real estate in Singapore is and weather if its a good idea to actually do real estate here as Singapore houses tends to be very expensive and there so many strict laws.

THANK YOU @Manolo D.The building is not in austin, IN FCAT it will  be in one of those rural area, very small town. however the city is working pretty well with the builders here. for example the new building construction near austin would  take 12months -14months and here would take max with weather condition delay 8 month ( but usually 6month). 

I initially started researching on Bigger Pockets to find discussions on strategies to weather the storm in a declining market because that’s the biggest fear for us to get started.Thank you for all the information so far and I look forward to being an active member on the forum.

If not completely occupied already, make every effort to get it rented out in the next two months before cold weather sets in.  

I have resisted thus far and will continue to do so.

Lived in CA, love the weather, but that's not who's making the decisions, ask the CEO. 

It is a pre-manufactured, and much "beefier" (Lower left photo) support system designed to provide additional vertical and horizontal resistance in wind, snow, and seismic zones for which the design criteria has been pre-approved and stamped by an engineer.

I work for an architecture firm that does schools and courthouses and that sort of thing, and we often spec LVT because it's durable, scuff resistant, lasts a long time, and comes in all sorts of different shapes/sizes/looks.