Last, there are a ton of unsecured loan options for you if you have decent credit (usually 700+) and low credit card utilization (under 30%). 

In 2020 the house was 75% done and I had to re appraise the house and get a new loan to pay off all my credit cards, personal loans, etc.

Hey my names Nick, I just signed up today been following and listening to bigger pockets for a while now and always interested in real estate investing. I'm in the union on long island so I have a decent W2 job to hel...

But if you are already worried about paying back that HELOC out of the property you buy, you are creating a house of cards from the start depending on how good of a buyer you are.

i get cards, calls and texts every day from wholesalers for my little portfolio - so that shows you how much competition there is out there.it's also tough to do as a beginner in real estate, because the best wholesalers surface strong deals and know how to estimate a rehab.  

They were actively trying to open credit card accounts in his name I seen on his credit report.

I am a rookie and I am ready to begin finding my first rental property.

Or if we start taking direct bookings, we can get a deposit or have a card on file to cover damages that they cause. 

As an example: the lender asks for a payoff letter for a credit card or some other debt so that it can be paid off at closing.

Also, do you have any 0% interest credit card offers that could help fund/pay the roofers in the meantime?