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Updated 6 months ago on . Most recent reply

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134
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Pete Schmidt
  • Rental Property Investor
  • Myrtle Beach, SC
71
Votes |
134
Posts

STR liability insurance

Pete Schmidt
  • Rental Property Investor
  • Myrtle Beach, SC
Posted

Does anyone have suggestions on an insurance company in SC that will provide liability coverage for STR's? Not looking so much for damage to the rentals, but to cover injuries should someone get hurt on the property. The places I have contacted will not cover injuries from wildlife or animals we have on the property. With several hiking trails/boats/kayaks/bicycles/etc, and just nature in general, what do most people do protect themselves from potential issues?

Most Popular Reply

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2,335
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Collin Hays
#2 Short-Term & Vacation Rental Discussions Contributor
  • Property Manager
  • Gatlinburg, TN
3,272
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2,335
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Collin Hays
#2 Short-Term & Vacation Rental Discussions Contributor
  • Property Manager
  • Gatlinburg, TN
Replied

When owning a vacation rental, the biggest financial risks to you are from fire, water, and liability.

A solid overnight rental insurance policy will cover you for all of these risks. We require a minimum of $1 million liability for our homeowner clients.  

CBIZ and Proper write policies in most states.  

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SMOKY MOUNTAIN FALLS INC.

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