@Iris Olivas Most local banks/credit unions can do this deal with lower fees and potentially rates than brokers.

Due to high premiums, expenses increase, and cap rates and cash flow potential decrease.

Then I’d use the cash flow to leverage future deals.

But I think, with so many pro-tenant laws coming out, if I buy a property in a more "sane" city, who knows if they won't introduce woke laws later in the future.

Start by attending real estate meetups, BiggerPockets forums, and local investor groups to connect with potential partners.

In the future, I'd request a "soft pull" from a lender and provide them with your estimated credit score to get a rate quote.

Potentially even visa versa since putting a few short term rentals would immediately generate some income and then sell off the parcels either with or without an income producing rental already in place.

Blue Ridge is a strong market with plenty of potential.

Looking at 50% LTV currently.If your borrowing is TRULY at 50% LTV, a little creativity on your part should uncover potential lenders.  

Keep in mind the potential tax implications mentioned by @Brian Eastman.