I’m also getting married at the end of the year and both of our names are on the deed but only 1 on the mortgage.

I bout a duplex in 2013 that i fixed up and lived in one unit for a few years while renting out the other half, I got married and my wife and i bought a single family home for us. 

I am not married nor do I have kids.

Let me start by introducing myself.My name is Jacob Ferguson, I am married with one kid.  

If you are married your husband can have 10 as well.

I was born in South Carolina, raised in Atlanta until about 2016 when I moved to Boulder, CO with my then boyfriend and soulmate whom I married in 2017.

What if one partner gets divorced or married? 

Your expenses will only grow as you get married, buy a house, have kids, buy a bigger house, etc. 

Where I am currently - So currently I'm 29 years of age married 3 kids.

We'll cut to the chase, here's our dirt.The Facts: Ages 51/44, Married, w/10 yr. old childOne steady income 45KOne low income & fluctuating (self employed only 2 years but growing slowly)Living/ renting in NJ (Very expensive market, 2 family units sell over 500K)Fair amount of debt 37K (Car loan, 2 CC, Medical bills)Just getting by each monthCombined 401K's =  150KMy 401 (100K) can be transferred with no penalty to a self directed IRA (I had opened up last year in hopes of using some cash to invest in RE) We are determined to get into REI however we're probably going to need some creative ways to do it with our current situation.