Lowest down payment challenge

[RJ Dixon]

Hello ! Wanted to ask before I start calling looking for Financing. I currently have a conventional loan for 3% down . I plan on living in it for a year so I can rinse and repeat. In the meantime I’m ready to purchase a multi family unit. My question is can I get 3% down again ? Idk if I can use that multI as a secondary residence and live in that ? I’m also getting married at the end of the year and both of our names are on the deed but only 1 on the mortgage. Did I mess up by putting both names on the deed? Can I pull one of our names off and just do FHA 3 % down ? I can put up to 10% down but rather keep it near bottom. I’m buying into equity and want my monthly payment as low as possible for cash flow. Just wondering thoughts before I call my broker. Thanks cheers